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货币 — pronunciations, definitions, and tags
Hanzi
Pinyin
English
Tags
货币
huòbì
currency
HSK 6, n, 12 strokes, rank #10130, Hard
货币
huòbì
monetary
HSK 6, n, 12 strokes, rank #10130, Hard
货币
huòbì
money
HSK 6, n, 12 strokes, rank #10130, Hard
huòbì(huo4bi4)huo bi T4
1currency
2monetary
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March 24, 2026
货币(貨幣)huòbì(huo4bi4)
货币 (huò bì) refers to the medium of exchange used in transactions, specifically money in a formal sense. It encompasses different forms of currency, including coins and banknotes, and is essential for trade and economic activities in society.
Strokes12Frequency#10130DifficultyHard
Cultural note
In Chinese culture, the concept of currency is closely tied to traditional practices such as red envelope giving during festivals, symbolizing good fortune and prosperity. This reflects the importance of money not just as a transactional tool but also in social and cultural practices.
Memory tip
Imagine a 'huge bee' buzzing around with coins and bills instead of honey. The sound 'huo' sounds like 'huge', and 'bi' can remind you of 'bee'. Visualize this bee collecting and distributing money, representing currency.
Meanings of 货币
huòbì(huo4bi4)
1currency
2monetary
Exercise 1 of 2
By ear
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About 货币
货币Simplified
貨幣Traditional
12Strokes
—Radical
名词míngcínoun (n.)Part of Speech
#10130Frequency Rank
HSK 2.0L6HSK 3.0L6AdvancedBCT✓CEFRC2
Podcast: 货币
Podcast: 货币
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AI study notes for 货币
Quick Contrast
现金 (xiànjīn) - use 货币 (huòbì) for a broader, formal reference to all types of currency, while 现金 (xiànjīn) specifically refers to cash.
Usage Notes
Be cautious with the pronunciation of '货币'; the tones are crucial for correct understanding. In formal contexts, you may encounter it in economic discussions or financial documents, whereas in informal contexts, people might simply say 钱 (qián) for money. Common collocations include 货币政策 (monetary policy) and 货币兑换 (currency exchange).
HSK Study Tips
As an HSK Level 6 word, 货币 connects with other finance-related vocabulary like 经济 (economy) and 市场 (market). Students should focus on understanding its usage in economic contexts and practice constructing sentences that involve monetary transactions.
Common Mistakes
Learners often confuse 货币 with 钱, thinking they are interchangeable, but 货币 is more formal. For example, saying '我需要货币' (I need currency) in a casual context might sound strange; instead, use '我需要钱'.
AI-enhanced 2026-03-24
Pronunciation of 货币
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Its meaning, its character, its pinyin, its tone — hearing it, saying it, writing it. The Learning Lab measures each one from your own practice, on every word you study, so you see what you actually know rather than how much you have done.
货币 (huò bì) refers to the medium of exchange used in transactions, specifically money in a formal sense. It encompasses different forms of currency, including coins and banknotes, and is essential for trade and economic activities in society.
When to use 货币
Be cautious with the pronunciation of '货币'; the tones are crucial for correct understanding. In formal contexts, you may encounter it in economic discussions or financial documents, whereas in informal contexts, people might simply say 钱 (qián) for money. Common collocations include 货币政策 (monetary policy) and 货币兑换 (currency exchange).
货币 or something close to it
现金 (xiànjīn) - use 货币 (huòbì) for a broader, formal reference to all types of currency, while 现金 (xiànjīn) specifically refers to cash.
What learners get wrong
Learners often confuse 货币 with 钱, thinking they are interchangeable, but 货币 is more formal. For example, saying '我需要货币' (I need currency) in a casual context might sound strange; instead, use '我需要钱'.
Write 货币
货
币
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Grammar patterns of 货币
货币 functions as a noun — it names a person, place, thing, or concept. Place it as a subject before the verb (主+谓) or as an object after the verb (谓+宾). Most Chinese nouns require a measure word between the number and the noun (e.g. 一个/三本). It carries 3 related meanings, each with its own usage notes below. The example sentences below show it in action, with practice buttons (Listen, Practice Writing, Practice Speaking) on every line.
Exercise 1 of 4
Fill the gap
Type the missing word. Pinyin works; then pick the character.
西班牙的当务之急是签署《欧洲经济和____联盟条约》。
Spain's top priority is the signing of an EMU treaty.
Example sentences for 货币 (10)
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1
西班牙的当务之急是签署《欧洲经济和货币联盟条约》。
xī bān yá de dāngwùzhījí shì qiānshǔ《 ōuzhōu jīngjì hé huòbì liánméng tiáoyuē》。
Spain's top priority is the signing of an EMU treaty.
2
通货膨胀使得卢布变成了毫无价值的货币。
tōnghuòpéngzhàng shǐde lú bù biànchéng le háowú jiàzhí de huòbì。
Inflation has turned the rouble into a toytown currency.
3
流通领域的货币供应量一夜骤减。
liútōng lǐngyù de huòbì gōngyìng liáng yī yè zhòu jiǎn。
The supply of money in circulation was drastically reduced overnight.
Currency-conversion costs remain one of the biggest obstacles to cross-border trade.
10
玛格丽特·撒切尔对于货币主义的拥护最终使通货膨胀在20世纪八十年代降了下来。
mǎ gé lí tè· sǎ qiē ěr duìyú huòbì zhǔyì de yōnghù zuìzhōng shǐ tōnghuòpéngzhàng zài20 shìjì bā shí niándài jiàng le xiàlái。
Margaret Thatcher's espousal of monetarism eventually brought inflation down in the early 1980s.
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Frequently asked questions about 货币
货币 refers to the formal concept of currency used in economic transactions, while 钱 is a more general term for money that can refer to both currency and informal money.
Yes, in modern discussions, 货币 can also encompass digital currencies, although traditional forms are more commonly implied.
It is used in formal settings, but in casual conversations, people tend to use 钱 instead.
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